Women's Day 2024: This investment scheme is best for women, security is also guaranteed along with returns.

Today is March 8 and the year is 2024. This day has its own special significance. If you read this on the history page, you will know about International Women's Day. International Women's Day is celebrated on March 8 every year. It is said that the history of this day is connected with the year 1908. According to reports, International Women's Day was born amid labor movements in America and Europe in the 20th century.

It took many years for the day to gain full recognition. In the movement, women demanded that their working hours should be limited. Women in Russia celebrated Women's Day by protesting the First World War. This day tells how women raised their voices against the discrimination between men and women's rights.

Now women are stronger

Today it has been 116 years since we celebrated this day. Now women have become much more empowered than before. He does business, leads large companies and also speaks with understanding about the intricacies of investing. That's why today we are going to tell you about women related schemes which are the best on investment basis. Along with returns, it also has a security guarantee.

Mahila Samman Saving Scheme

Mahila Samman Savings Certificate Scheme as the name suggests. This is a special savings plan brought for women. Account related to this scheme can be opened in Post Bank i.e. Post Office or any authorized bank. A minimum investment of Rs 1000 has to be made in Mahila Samman Savings Certificate Scheme. After this, multiples of 100 rupees can be invested in this account. The maximum investment limit for this is 2 lakh rupees. The government has also announced interest for the Mahila Samman Savings Certificate Scheme. Under this, 7.5 percent interest will be earned every year. This interest will be calculated on quarterly basis and the amount will be credited to the account.

This scheme of LIC for women

LIC's Aadharshila policy is considered the best plan for women. This is a non-linked personal life insurance scheme. Under this, the investor gets a fixed amount on maturity. If the investor dies before the maturity of the policy, financial assistance is also provided to the family. Under this policy, a minimum of Rs. 75,000 is available as basic sum assured. Let us tell you that the maximum sum insured is 3 lakh rupees. In this you get monthly, quarterly, half yearly and yearly payment option. It is also important that the maximum age of the policyholder for the maturity of the plan should not exceed 70 years.

Post investment from regular income

Post Office Monthly Income Yojana (MIS) can also prove to be the best plan for women. In this plan, by investing a fixed amount once, regular income can be set in the form of interest every month. There is a lock-in period of 5 years. In this scheme, the maximum investment limit has been increased from Rs 4.5 lakh to Rs 9 lakh for a single account and Rs 15 lakh for a joint account.

Here Rs. 15 lakh on an investment of about Rs. 9,000 (Rs. 8,875) monthly income can be earned. This income will be shared equally among all the joint account holders. Interest will be paid after one month from the date of account opening. For an account, Rs. 9 lakhs, the monthly interest income is around Rs. 5,325, while in the joint account Rs. 15 lakhs on an investment, the monthly interest income is Rs. 8,875 can be done.